Bank start-up Tonik eyes strong digital-only biz in PH

 Philippines’ tech-savvy and generally young population makes digital bank start-up Tonik hopeful for a robust digital-only bank operations in the country.
The two-year-old company, which recently received a license from the Bangko Sentral ng Pilipinas (BSP) to operate as a bank, has partnered with Mastercard to be able to offer electronic payment products and transactional savings accounts within the third quarter this year.
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“So, Filipinos are keen to do as much as possible through their smartphones and save time,” he said.
Citing surveys, Krasnov said over 50 percent of existing bank clients have indicated preference for “a good digital proposition for banks and are ready to switch their account and deposits if they get it.”

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